Mutuum Finance (MUTM) Progresses Toward Q4 2025 Testnet Launch With $17.6 Million Raised

Dubai, UAE, October 19, 2025 (GLOBE NEWSWIRE) – Ethereum-based Mutuum Finance (MUTM) continues to make progress within the decentralized finance sector because it strikes in the direction of the launch of the Model 1 (V1) protocol on the Sepolia testnet, scheduled for the fourth quarter of 2025. The challenge, which is constructing a non-custodial lending and borrowing ecosystem, has now raised over $17.6 million by structured pre-sales and has over 17,300 holders attracted, indicating regular market curiosity in its improvement.

Roadmap and improvement progress

Mutuum Finance not too long ago accomplished Section 1 of its four-phase roadmap, marking an early milestone in its broader rollout plan. The finished part included a number of key deliverables, equivalent to the beginning of pre-sale actions, the launch of academic supplies outlining Mutuum’s ecosystem mechanisms, and the formation of a authorized and compliance framework.

With Section 1 accomplished, the challenge has now entered Section 2, which focuses on increasing the platform’s performance, continued improvement, and making ready for the upcoming testnet debut. The workforce confirmed that the V1 protocol will embrace important parts equivalent to liquidity swimming pools, mtTokens, debt tokens and automatic liquidator bots, which is able to kind the idea for Mutuum’s decentralized lending mannequin.

At launch, customers will have the ability to lend and borrow belongings equivalent to ETH and USDT, with extra tokens anticipated to be supported later. The testnet launch will function an vital validation step earlier than mainnet deployment, permitting for efficiency testing, group suggestions, and additional optimization.

Structured presales and token efficiency

Mutuum Finance’s pre-sales have been a notable issue within the early momentum. The occasion follows a phase-based pricing mannequin, which has attracted a rising group of contributors by clear development and predictable will increase in token worth.

The MUTM token was launched at $0.01 in Section 1 and is at the moment priced at $0.035 in Section 6, reflecting a 250% improve since launch. The ultimate providing worth is ready at $0.06, indicating a structured valuation mannequin throughout the pre-sale framework.

Thus far, roughly 70% of Section 6 has been offered, and with every subsequent part the worth will improve by roughly 20%, in step with the tokenomics outlined in Mutuum’s public documentation. Of a complete provide of 4 billion MUTM tokens, 1.82 billion have been allotted to the presale, whereas roughly 770 million tokens have already been offered in earlier phases.

To extend participation and keep transparency throughout pre-sales, Mutuum Finance has launched a real-time dashboard that enables contributors to trace their holdings and calculate potential returns primarily based on token allocation.

As well as, the workforce not too long ago carried out a 24-hour leaderboard system designed to reward engagement throughout the group. Every day, the very best depositor will obtain a $500 MUTM allocation, offered no less than one transaction is executed in the course of the interval. The leaderboard resets every day at 00:00 UTC, selling constant person exercise and visibility into pre-sale contributions.

Lengthy-term improvement and future usefulness

Following the launch of the testnet, Mutuum Finance’s roadmap contains a number of upcoming initiatives aimed toward broadening the performance and attain of the ecosystem. Key future developments embrace Layer-2 integration to enhance scalability and cut back transaction prices, in addition to the introduction of an over-collateralized stablecoin pegged to the US greenback.

This stablecoin will play a central position throughout the ecosystem by enabling extra environment friendly credit score and lending operations and channeling curiosity earnings again to Mutuum’s coffers. The challenge additionally plans to develop throughout a number of chains and place itself throughout the rising multi-chain DeFi crypto atmosphere.

By the mtToken system, which represents certificates of deposit that routinely improve in worth as rates of interest improve, customers have entry to clear, on-chain monetization alternatives. In the meantime, the buy-and-distribute mechanism constructed into the platform’s mannequin will allocate a portion of the protocol charges to purchase again MUTM from the open market and redistribute it to token stakers, strengthening the long-term circulation of worth.

Mutuum Finance’s method locations it amongst a choose group of recent crypto initiatives that target actual performance quite than speculative momentum. The challenge’s progress comes at a time when decentralized finance continues to develop as a core phase of the broader cryptocurrency world, pushed by demand for clear and accessible options to conventional lending.

With pre-sales nearing completion, $17.6 million raised and improvement milestones on observe, Mutuum Finance is positioned to maneuver from idea to operational testing earlier than the tip of the 12 months.

For extra details about Mutuum Finance (MUTM), go to the hyperlinks under:
Web site: https://www.mutuum.com
Hyperlink tree: https://linktr.ee/mutuumfinance

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